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Stanberry REALTORS® Blog

Our world is full of risk at every turn—from perilous jobs too dangerous driving conditions. That’s why we all love to get back to our homes and not worry about everyday safety hazards. It’s great to feel comfortable and safe at home, but is it as safe as it can be?

Your home should be your haven: the place where you will be protected from harm. It should be a top priority, and yet every year 1200 people or more visit the emergency room during the holiday months due to accidents and unintended injuries sustained from hidden dangers around the home.

With a sharp eye and preventive action, you can reduce the chances of lurking safety dangers for everyone who visits your home.

The Top 12 Home Safety Tips

  1. GOOD LIGHTING— Adequate lighting
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Texans have a robust appreciation for the cooler temperatures that come at the end of summer and beginning of fall!  Unfortunately, as the temperatures cool, our seasonal slowdowns mean the buyer market is cooling as well.  Therein lies the challenge if you are thinking about selling your home!

However, just because there is a challenge doesn’t mean you can’t or shouldn’t sell your home in the fall. Every challenge is also an opportunity, and you should make the most of the advantages of selling in Autumn! The good news is plentiful.  Sellers of competing properties often pull their homes off the market because of guests or travel over the holidays, or because they need a break after having the home on the market over the summer.  This reduces the

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Hey there, We keep hearing what an excellent market it is for investing in real estate. I sat down with my lender Kelly Ollendorff to talk about what first-timers need to know in order to purchase a home. Kelly works with a lot of first timers and has great feedback on what you need to do to prepare yourself for the housing market.

Down Payment Assistance Options

  • One common misunderstanding seems to be that you need 20% for a down payment. A lot of people have parents that put 20% down on their first home but the market has changed since they were buying homes. Those large down payments just aren’t the norm anymore.
  • Down Payments for first time home buyers are now commonly in the 0%-5%range. The terms and rates may not be quite as
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Home sales dip in Austin, increase across Central Texas in September 2016

Single-family home sales increased across the Austin-Round Rock Metropolitan Statistical Area (MSA), but declined throughout the City of Austin in September, according to the September 2016 Central Texas Housing Market Report released by the Austin Board of REALTORS®.

Aaron Farmer, 2016 President of the Austin Board of REALTORS­® said, “Housing is at the center of all economic development. Nowhere is this more evident than at the intersection of housing affordability and mobility. As more and more homebuyers look outside of Austin’s city limits to find an affordable home, our region’s infrastructure is increasingly strained and the overall costs of homeownership rise

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So, you think it’s the right time in your life to step up to home ownership? Or perhaps you have sons or daughters who are, that might need some guidance.  It’s a big step, and having expert advice and a plan are essential. The home buying process can be overwhelming feel free to contact me early on.

Identify your Goals (Do a self-check)

It’s hard to hit a target that you can’t see clearly.  How much of your budget do you want to devote each month to a house payment? Many experts recommend no more than 30%. What type of property are you aiming for?  A house with a yard? A close in condo? Are there schools, employers, or particular locations you want to be close to? What is your ideal time frame to make this change? Do you have a lease you have

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The Texas Hill Country is famously beautiful. With rolling hills, plenty of old trees and tons of history it has become the wedding destination of many Texans. Whether you are planning to have a modern, classic, or rustic wedding there are options to make your big day perfect. With Texas’ temperate year-round climate, plenty of venues and tons of natural beauty you might be thinking about a Texas wedding of your own.

Planning the big day

If you haven’t started to research possible venues then trust me, you have a ton of options. Once you have found a few places that meet your criteria, schedule a visit. You really need to get a feel for each place and ask yourself “Is this the atmosphere that you want?”

You will also want to really get to

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Whether you are getting ready to buy your first home or your tenth there are some things that you need to be aware of going into the process.  Qualifying for a loan is based on a paper trail showing your credit score and history, income and assets, debts and proof of employment.  Let’s look at some of the Cardinal Rules that affect those things.

Employment

Do not Change jobs, become self-employed or quit your job.  Having current and past employment is imperative to qualifying for a home loan.

New Debts

Do not buy a car, truck, or van.  Part of qualifying for a loan depends on your debt to income ratio.  So, taking on a new debt can affect how much you can afford and qualify for.  It is also important to not buy other large items on

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The days of Dripping Springs resident’s commuting to Austin for dinner and a movie are coming to an end in the fall of 2017.

200,000 Square Feet of Mixed Use Commercial Space

A new development called Belterra Village at U.S. 290 and Nutty Brown Road will feature a 14 screen movie theater called Sky Cinemas.  The theater by the people behind Austin’s Violet Crown Cinema which specializes in a premium movie-going experience with full food and drink service.

The shopping center will include Pet supplies plus, Spec’s Wine Spirits & Finer Foods, Torchy’s Tacos and Mama Fu’s Asian House.  There will also be a large Breed & Co. store anchoring the shopping center.

Belterra Village: Convenient Location

Located at the front of

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Online Real Estate Estimates

It’s fun to enter an address on a website and instantly receive an estimate of what that property is worth. But the data that powers many of those automated valuation models is inaccurate and unreliable. Who says? The websites themselves. Look below to see how popular sites that offer online price estimates describe limitations with their own data.

Zillow

“The Zestimate is not an appraisal and you won’t be able to use it in place of an appraisal, though you can certainly share it with real estate professionals. It is a computer-generated estimate of the worth of a house today, given the available data. Zillow does not offer the Zestimate as the basis of any specific real estate related financial

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So by now, you have to know that we are in a fast paced market. There are not a lot of homes for sale compared to the number of people that would like to buy them. If you really want to buy a home you have to get into practices and partnerships that will set you apart from the other people looking at the homes and condos you want to buy. It’s going to take work. You’ll probably need to make some face to face appointments with industry professionals to prepare yourself before you try to see homes at all! However, if you follow a few steps you can have yourself in a position to own your dream home when it comes onto the market.  

Meet a lender and get approved

Take your w-2, a copy of your bank statements, two years of tax returns, a couple pay

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