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October 2017

Found 9 blog entries for October 2017.

With the holidays coming upon us quickly, you will no doubt start thinking of what to do to entertain guests and also get some of your holiday shopping completed.  If you live in Dripping Springs then you are in luck.  During the month of November, there are many activities to consider. 

There will be a Blood Drive on Saturday, November 11th at the Hill Country Senior Activity Center from 10 am to 2:30 pm. If you would like to donate make sure to have a full stomach and please bring your photo id.

On November 12th from 2 pm to 5 pm, you can shop exclusive local vendors, designers, and shops at Jingle Belterra.  This first annual neighborhood shopping event will be held at The Retreat at San Saba. Santa will make a special appearance for photos

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(Bastrop) Historical Downtown Bastrop transforms into a car show runway with the 12th Annual “Heroes and Hotrods” car show veterans weekend where veterans are honored with a tribute at the main platform.

Co-chair Bill Szelag said from vintage and muscle cars, rat rods, and military vehicles this year’s show, organized by Bastrop Area Cruisers, is already on target to surpass last year’s 350-car entry by 40 to 50 additional cars.

“This is perhaps the largest special event in Bastrop,” Szelag said. “It brings in 1000s of spectators and contestants, and our downtown merchants and restaurants deliver with great food and live music.  The key part of the weekend is to honor veterans, but the car show is an additional attraction that brings people into

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Whether you are moving to a new location for work, to be closer to family or just wanting a change of scenery, here are some tips that can make this transition easier and less stressful.

Before you move…Check out your options!

  • Find a realtor that specializes in relocation or has lived in the area for a while and can give you recommendations on just about every need.
  • Stay with a relative or friend, if possible, that lives in or around the area that you are considering. If that option is not available then try a bed and breakfast or hotel in the area to get a good feel for the location.
  • Make a list of realistic monthly expenses for the new location, while keeping in mind that expenses might be higher there than your current location.
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We talk with potential investors all the time who seem very comfortable with the loan processes involved in buying a single-family residence.  However, when the conversation changes to the possibility of financing a multifamily property potential investors will sometimes get overwhelmed and intimidated.  In this article, I am going to try to outline the different types of commercial lenders.


So, what exactly is a commercial loan? Simply put, a commercial loan is a loan that finances properties that are five or more units. If you are looking at a 1-4 Multifamily property that is classified as residential and is financed differently than the methods described here.

Key Differences between a Residential and Commercial loan

Commercial loans are

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Rancho Valle Verde is just what it is named, a green valley ranch.  Located just past Kirtley this ranch has a Smithville address, 6525 Hwy 71,  but is located in Fayette County.  The gated entry is very low key nestled in the tree line off the highway.  The ranch consists of two parcels, one approx. 15 acres that borders the highway has a lovely stand of large pines and oaks.  The gravel driveway winds through this parcel crosses over the rail line, and on to the second parcel that is approx. 112 aces, main body of the ranch.

Rancho Valle Verde has a history of producing quality registered horses, cattle, goats, and sheep, as well as hay production, and pecans! 

Highlights of what Ranch Valle Verde has to offer are many: Location in Fayette County

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Our economy is currently in a recovery mode from the housing bubble burst that occurred in October 2007.  This means that we have been in that mode for 10 years this month.  That makes the recovery “long in the tooth” in a matter of speaking. Ten years is longer than we usually experience between economic downturns.  It follows that there is a lot of advice being passed around on just what one should do to protect their assets.  Many economists and money managers will tell you what to do with your assets (especially cash, or stocks and bonds,) before this occurs. Investors with substantial assets like these are genuinely searching for “safe havens” in preparation for a shocking jolt in the markets or the declining value of the dollar.

The leading

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Whether you are getting ready to buy your first home or your tenth there are some things that you need to be aware of going into the process.  Qualifying for a loan is based on a paper trail showing your credit score and history, income and assets, debts and proof of employment.  Let’s look at some of the Cardinal Rules that affect those things.


Do not change jobs, become self-employed, or quit your job.  Having current and past employment is imperative to qualifying for a home loan.

New Debts

Do not buy a car or other big-ticket items like furniture or appliances.  Part of qualifying for a loan depends on your debt to income ratio.  So, taking on a new debt can affect how much you can afford and qualify for.  Additionally, do

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A pub crawl or wine swirl may be the trend, but Bastrop offers several unique sweet shops making a sweet stroll an option.


The Sugar Shack, just off Loop 150 before the Colorado River bridge, has a twenty-two-year history in Bastrop.  People’s eyes light up upon walking into the Sugar Shack with its shelves of old-fashioned bulk candies, homemade fudge, gourmet popcorn, truffles, cakes, pies and a sundry array of other sweet treats and gifts.

“Walking into the Sugar Shack is an experience---it’s a candy store,” owner Druseilla Rogers said. “Grandparents share memories with grandchildren of candies they once enjoyed. Kids who have been good all week come in to pick out a special treat. It’s unlike purchasing online.”


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Challenge Meets Opportunity!

Texans have a robust appreciation for the cooler temperatures that come at the end of summer and beginning of fall!  Unfortunately, as the temperatures cool, our seasonal slowdowns mean the buyer market is cooling as well.  Therein lies the challenge if you are thinking about selling your home!

However, just because there is a challenge doesn’t mean you can’t or shouldn’t sell your home in the fall. Every challenge is also an opportunity, and you should make the most of the advantages of selling in autumn! The good news is plentiful.  Sellers of competing properties often pull their homes off the market because of guests or travel over the holidays, or because they need a break after having the home on the market

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